In this day and age, health insurance is a fundamental security net for people and families, giving financial protection in the midst of clinical need. Nonetheless, with the rising intricacy of the healthcare framework, deceitful people and associations have formulated different scams to take advantage of clueless policyholders. In this article, we will uncover five normal health insurance scams that you should know about to safeguard yourself and your friends and family.
The Phantom Broker
A Fake Insurance Agent’s Trap
In this trick, fraudsters act like insurance specialists or agents, offering captivating health insurance strategies with astoundingly low charges. They persuade people to buy these approaches, gathering powerful commissions simultaneously.
How the Phantom Broker Operates
Ghost facilitates frequently target weak people, like seniors or those with restricted insurance information. They make counterfeit sites, produce certifications, and utilize forceful deals strategies to bait casualties. Whenever you’ve paid for the strategy, the trickster vanishes, leaving you with a useless piece of paper.
Signs of a Phantom Broker
- Unsolicited phone calls or emails offering “exclusive” deals.
- Pressure to buy quickly without reviewing policy details.
- Lack of a physical office or verifiable credentials.